Investment Property Loans



Since you want to purchase a house or 1-4 units, investment property loans are very similar to "standard" mortgages. Mortgage rates are typically less than 1% higher than a typical mortgage, and the application and approval processes are near identical. In contrast to a mortgage on your primary residence, the guidelines for an investment property loan are more stringent. For instance, instead of minimum 5 per cent down, you probably need 10-15 per… Continue

Low Doc Loan



A low-doc loan is a loan using less supporting documentation. It is frequently available to applicants with established credit histories and stable incomes. Still, it may lack the necessary bank statements or asset documentation to be approved for a conventional house loan. The advantages and hazards of this kind of loan will be discussed in this article.



What Is A Low Doc Loan?



Home loans with insufficient documentation, or "Low Doc,"… Continue

With a day since the dust has settled, the true measure of the back to back, 50 basis point interest rate rise is being assessed. With some savers looking forward to higher interest rates on savings accounts, most borrowers will see a noticeable nudge up in their monthly repayments. The rate rises would amount to around a $133 a month extra on a loan worth $500,000 over 25 years, and $265 a month on a loan worth $1 million - on top of the previous month's increase. With surging basic good costs… Continue

How to Apply For Business Loan

Businesses may borrow money for many different purposes. Expansion, cash flow, property, equipment and assets, or many other worthwhile purposes. When looking at borrowing money for a business loan, it is important to not just go in prepared, but to also have a wholistic approach to how the funds are going to help the business unit in the short term, long term, and for alignment to organisational goals and objectives.

Business Financials…

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