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Two-wheelers like a scooter or bike are India's most popular transportation modes. They are affordable, easy to maintain, and a preferred option for many. They are also super easy to ride. You can get through jam-packed roads quickly. So, if you want cost-effective and convenient transport, you should buy a two-wheeler. Today, buying a bike has become easier thanks to Two-Wheeler Loans.
You can apply for the required Loan amount at a competitive interest rate. You can use the Two-Wheeler Loan to buy a new or a second-hand two-wheeler. Here are some commonly asked questions regarding the Two-Wheeler Loan for your better understanding.
This is the most common question asked. Bike Loans provide a significant amount to purchase your desired two-wheeler. The Loan amount depends on your financial profile and the two-wheeler's value. You should build a solid financial profile to obtain the desired Loan amount and facilitate seamless approval. If you wish to determine the Loan amount you can apply for, use the Bike Loan EMI calculator.
It is an online tool that works out Loan calculations for you within minutes. You can use the calculator on any leading bank's website for free.
Every bank has different eligibility criteria. You should reach out to your preferred bank and learn about the requirements. The following are the basic ones:
You should submit a set of documents to apply for a Two-Wheeler Loan. Following is the list of documents to keep handy:
Repayments work like any other Loan repayment. You can repay the Bike Loan amount in equated monthly instalments. The EMI is calculated considering a component of the principal amount and interest incurred. You should use the Two-Wheeler Loan EMI calculator to determine your EMI payable. It provides accurate results within minutes
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