Following reviewing the loan application for eligibility, the final, personal loan interest rate on personal loans for salaried employees or self-employed individuals is offered, and the money will be disbursed after successful document verification. I used the TrueBalance personal loan interest rate app to secure a quick and easy loan, and surprisingly, I received the amount within only 5 minutes of my application acceptance. So, if you fulfil the personal loan eligibility, you can avail of the loan in just a few minutes.