Although there are several lenders that do not rely primarily on your credit (especially personal loans for people with bad credit) it is always good to understand the 5 factors that affect your credit score and how to improve them. Improving your credit helps you save on your finances as you improve the terms of loans to which you apply.

PS: In case the lender does check your credit, remember to ask him what type of credit check he would do to you since the “soft pull” checks do not harm your credit but a “hard pull” check if it can lower small installment loans with no credit check your credit score by some points .
Personal loans have been around since the beginning of our society, but over time they have evolved. The function is always the same, but the way you receive and request loans has changed a lot over the years.

Historically, loans are received by going to an institution in person to submit your details and wait for an agent to review your application. Although this process still exists, with technology and the internet the process has been greatly facilitated. Thanks to technology, requesting personal loans online has the following benefits:

With the ability to compare more lenders online you can find better loan terms.

Depositing funds is faster (as fast as 24 hours) and direct to your bank account.

The approval process takes less time (online the loan response is instantaneous).

The application process can be completed from the comfort of your home and on your own time.

Applying online with an encrypted system can be safer than applying in an office where someone can keep your information without you knowing.

If you want to request a personal loan, you can review the loan options we work with or the experts at SuperDinero can help you for free: free consultation .