With many products and services going online, why should payments lag? Many of us face difficulty and stress in carrying and handling excessive money wherever we go. We are always in worry and ensure to keep them safely hidden while travelling to avoid pick-pocketers. But, with the help of digital payments, we have become carefree and relieved from this concern.

There are several payment apps to receive payments directly into our bank accounts or payment accounts without hassle. Following are some ways of accessing these facilities:

Online credit and debit cards

Having the liberty to pay with credit or debit card on the porta is the most basic way to accept collect payments. Visa, MasterCard, and American Express are among the widely accepted cards and are comfortable as well as convenient to use. By making card payments, the money gets debited directly from the buyer’s bank account, and there is instant access to funds.

E-cheques through ACH processing

The other way to accept payments is an e-cheque. It enables you to input the information from the paper cheque (routing and account number, name, amount, and authorisation) in an online payment form. This method processes the payment electronically, without the physical presence of a paper check.

The National Automated Clearing House Association governs ACH processing and has different transaction fees than credit cards. It is secure and predictable than waiting for the cheque to come in the mail.

Mobile payments

We all use smartphones for payments to an online merchant. These merchants use different payment apps and manage their funds, send invoices, and shop easily. The revenue of mobile payments has increased. We can now make mobile bill payments while shopping and save time. It offers additional security while accepting payments which increases its usage and value for customers.

Online payment gateway

By adding a simple payment form, customers can pay directly on the website. They can also create accounts and save their payment information for secure repeat payments. Through the online payment form, you can pay quickly and allows merchants to collect payments via credit or debit card, and e-cheque. These forms give an online destination for services to market through email or social posts.

Email invoices

Sellers can receive payments from their customers by sending an invoice via email as well. It gives enables you to make payments and receive within seconds. Consider emails as it increases the value of green e-invoicing.