PMJDY is a government programme that was introduced in 2014 to ensure that every Indian person who does not have a bank account has access to financial services. SBI Customer Care Number for PMJDY This scheme's major goal is to give people access to essential financial services such savings accounts, fixed deposits, pensions, insurance, credit, and remittance. Anyone who is a citizen of India is eligible to open an account. It can even be opened by minors over the age of ten.