Car insurance costs are on the up and the main cause for the increase in car insurance premiums is thought to be a rise in the number of fraud cases and personal injury claims UK insurance news. So the truth of the situation is that the hard working people are set to pay higher car insurance premiums to cover the illegal activities of fraudsters. This increase is unavoidable as insurers have to cover their increased costs.

However, with a number of insurance providers currently in the market competition remains vicious which will hopefully ensure competitors continue to battle on price meaning that consumers may still benefit from value for money car insurance.

Another reason for increased insurance costs is that insurers are now increasing costs for even the smallest modification to a car. As many consumers are fanatical about upgrading their vehicles, if they cannot afford to purchase a new one, they enhance/ modify the one they currently have. Many consumers who enjoy driving and like to take pride in the look of their vehicle modify it in a number of ways from adding alloy wheels, body kits or even fitting an entertainment system inside. This is an enjoyable exercise for any driver looking to improve the look of their car and can also add value to a vehicle.

However, for some drivers any modification can come at a huge cost. When making any kind of change to a vehicle the insurer of the car must be informed straight away so that the premium costs can be adjusted accordingly.