In today's time when inflation is at its highest and people are struggling hard to get a standard of living, owning a house is difficult. People who belong to the middle class and above can afford a house. Having a huge amount and giving a down payment may not be possible. But one can apply for a home loan. One can check for home loan eligibility, which includes your income, valid id proof, etc. The loan amount should be in line with your earning capacity. To get more clearance, one can consult Shubham Home Loans.