Even if you have poor credit, getting a loan is out of the question. These five options — from the home equity line to attracting co-signers — can help you big-time. Keep reading for more great tips.

Jeremy asks:

"I have a balance on 3 credit cards, each charging more than 25%. I want to get a low interest rate loan to pay for the cards, but my bank rejected me because of my credit. Is it possible to find a loan? Can it help me save money even with a lower credit score? "

5 Ways to Get a Loan with Bad Credit
Getting a loan can be difficult if the wind blows from your credit scores, or if you're struggling to build credit for the first time. In addition, with the recent changes in credit reports, it is important to understand what factors affect your credit and how to build it. You may be surprised that there are more options than you think. Let me give you 5 ways to find a good loan even with bad credit.

How to get a loan with bad credit
Lack of credit or poor credit is a big barrier to getting a loan, because you see yourself as a high-risk customer, who may be in default and have a lender worm bag. Until you raise your credit score, you don't fit the standard credit guidelines that traditional, large banks should follow.

If you are turned down for a loan or don't want to risk paying high, subprime interest rates, here are 5 alternatives to consider:

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