Preparing to request a mortgage can be demanding, specifically if you don't understand where to start. You can get a excellent start just from checking out these 5 terrific mortgage ideas for very first time home buyers.

1. Pay down your debt.

Particularly, your credit card debt. Why? Charge card debt is pricey. The average rates of interest for charge card presently is 13.8%-- that's double the 5.33% average for a 30-year set rate mortgage. Credit card financial obligation…