Managing your finances doesn't have to be complicated or expensive. A zero-balance savings account offers the perfect solution for those seeking hassle-free banking with added perks. If you've been wondering how to open a savings account online, this step-by-step guide will simplify the process.

What is a Zero-Balance Savings Account?

A…

We live in an era where financial flexibility is more important than ever. By helping individuals manage various expenses, from medical emergencies and education to weddings and travel, Personal Loans are an invaluable financial tool. The first step in securing a Personal Loan is determining your eligibility, which varies between lenders.

A Personal Loan eligibility calculator is an online tool that helps you estimate the maximum Loan amount you can borrow based on age, net monthly…

Small businesses and startups highly rely on double-cabin pickup trucks for daily needs. It is the perfect blend of productivity and comfort. Whether using it for work, leisure, or family trips, double cabin trucks provide unique features for each purpose. These trucks are both functional and spacious. Let us explore the advantages of double-cabin pickup trucks:  

Ample cabin space  

The most significant…

Since time immemorial, gold has been one of the most desired possessions in India. It has also been a key investment for households in the country. However, the traditional way of investing in physical gold has several challenges. Today, you can own gold in multiple ways. It is available in physical forms and as paper. In its physical form, you can buy jewellery, coins, bars, etc.

On the other hand, paper gold is available in various forms, including Sovereign Gold Bonds. Let us learn…

In fixed-income investing, understanding how to evaluate a bond’s price is essential for making well-informed decisions. Bond pricing can seem complex due to various factors that impact a bond’s value, such as interest rates, maturity, and coupon rates. However, a bond price calculator can simplify this process, providing investors with quick and accurate bond valuations. This tool is invaluable for both new and experienced investors, helping them assess potential returns and manage interest…

Managing finances can sometimes feel overwhelming, but things become much easier with a zero-balance savings account. This account is tailored for individuals who want seamless banking services without the stress of maintaining a minimum balance. You can easily open a savings account online to experience unparalleled convenience. Let’s explore the incredible benefits this account…

Establishing a transportation business presents a unique set of obstacles and considerations, which vary and change depending on the vehicle you intend to use. If you decide to employ buses, laying the groundwork for your company with your first purchase is critical. This implies you must educate yourself to choose the best bus for your company. 

Your first asset purchase establishes the tone for how your business will operate for the first few months.…

For investors focused on stability and safety in their portfolios, gilt funds have long been an attractive option. Axis Mutual Funds’ Gilt Funds provide a unique way to invest in government securities while managing interest rate risks effectively. With careful management and a focus on minimizing volatility, Axis Mutual Funds offers investors a chance to balance potential returns with safety, even in uncertain interest rate environments.

Interest Rate Risk in Gilt…

Investing in mutual funds has become one of the preferred ways to build wealth over time, offering flexibility and a range of options to suit different financial goals. Among these options, Mirae Asset Mutual Funds has introduced a New Fund Offer (NFO) that could appeal to investors interested in long-term growth. This NFO allows investors to participate in a new scheme right from its inception, benefiting from a carefully structured portfolio aimed at capitalizing on market…

Fixed Deposits are usually a popular investment option among seasoned and new investors. They offer financial surety to individuals, a dependable way of growing hard-earned funds, and a symbol of consistency during continually changing markets and financial uncertainty. Let us learn more about this investment and explore how it helps grow your money.

Overview of FDs

When you open an FD, you lend money to your bank. In return, they offer you an annualised…

Manual computation of Personal Loan EMIs can be a stressful and time-consuming task. Juggling with complex formulas and adjusting variables manually can lead to errors and uncertainty. The risk of making mistakes in these calculations may result in incorrect financial planning, leading to potential budget challenges in the future.

Therefore, the Personal Loan EMI calculator is a user-friendly tool that empowers you to manage your finances effectively. You can instantly obtain accurate…

Choosing the right lender for your commercial mortgage is a pivotal decision that significantly impacts your financial health and investment success. A well-chosen lender can provide favourable terms and valuable support throughout the Loan process. A Commercial Property Loan finances the purchase or renovation of commercial property.

Unlike residential mortgages used for personal property, commercial mortgages are intended for properties that generate income or are used for business…

When applying for Personal Loans, your eligibility depends on various factors that lenders assess to gauge your creditworthiness and ability to repay. Understanding these factors helps you prepare effectively and increase your Loan chances. Here are the key factors that decide Personal Loan eligibility:

Credit scores

Your credit score is the most important factor that…

Planning for your retirement requires thoughtful management of both your lump sum benefits and your ongoing cash flow. Two powerful tools that can aid in this process are the gratuity calculator and the SWP (Systematic Withdrawal Plan) calculator.

While the gratuity calculator helps you understand the lump sum amount you will receive from your employer upon retirement, the SWP calculator is designed to manage how that lump sum can be withdrawn systematically, ensuring a steady…

Purchasing a vehicle often requires financial planning, especially when taking a loan. To help you make informed decisions, tools like the car loan calculator and bike loan calculator are essential. These calculators allow you to estimate your loan payments, interest rates, and overall loan affordability based on the vehicle price, loan tenure, and interest rate. Whether you’re buying a car or a bike, understanding how these calculators work can help you budget efficiently and avoid…

Period pain, or menstrual cramps, is something most women need to go through every month. Though common, it is uncomfortable and can hinder certain activities if they become too unbearable. You are not alone if you have period pain and are seeking answers. So, here are a few of the most frequently asked questions about period pains answered.    

How can period pain be…

Understanding Personal Loan eligibility: Key criteria you need to know

If you are planning to apply for a Personal Loan, understanding what lenders want improves your chances of approval. Due to eligibility issues, personal Loan application processes can be stressful for some people. However, you can easily apply for a Loan with the right approach. Let us learn the eligibility criteria for applying for Personal…

Investing in financial markets is about creating a balanced portfolio that meets your risk appetite, financial goals, and investment timeline. Two popular options in India are Non-Convertible Debentures and Sovereign Gold Bonds. These instruments cater to different investment needs and, when used together, can create a well-rounded portfolio. 

Why balance your portfolio?

Firstly, why balance your portfolio? A balanced portfolio helps manage…

Premenstrual Dysphoric Disorder (PMDD) is a premenstrual syndrome (PMS) that affects about 3-8% of women. While PMS can cause discomfort and mood swings, PMDD is more intense and can significantly impact daily life. Understanding PMDD is crucial for managing its symptoms effectively. Here's a step-by-step guide to help you better understand this condition - 

What is PMDD? 

Talking about…

A Bond is like a security which represents a Loan from the buyer to the issuer, like a company or a government. They issue Bonds when they want to raise money. In the government’s case, they use the money to run daily operations, finance all sorts of projects for the nation’s development, repay the money borrowed from other countries and investors, and more.

Companies raise Corporate Bonds to finance their…