A saving account includes a few advantages that can help improve your finances. To discover more about it, read on.

Are you confused as to whether a saving account should be opened? Let us shed your confusion with some light.

Today, little attention is paid to a savings account as everyone focuses solely on boosting their wealth. The truth is that relative to alternatives such as mutual funds, fixed…

There is no doubt that Indians love gold. Every household loves gold in some form or the other. With the festive season around the corner, lenders are offering monetisation of gold, which is the form of a gold loan.

It is very famous among the people hailing from smaller towns and cities owing to the ease of applying for the gold loan offers. Most banks and NBFCs provide these loans to people as a short-term avenue for raising funds. Though it is easy to raise funds with this loan, it…

The payment industry has undergone significant changes, with more and more Indians switching to digital payment systems. For the last two decades, Point of Sales (PoS) machines have been a standard fixture at tiny business premises. Mobile wallets are quickly catching up today, with a rise in mobile internet access and the move to cashless payment systems.

These are quickly surpassing credit or debit cards and are steadily replacing conventional payment types, also known as mobile…

Ever since the beginning of the pandemic, there have been unforgettable losses and massive slowdown to the economy worldwide. Although the pandemic is here to stay for some time, do not let this virus stop your dreams, especially during these testing times. Do not lose hope and do not allow it to weaken you. Lockdown, at present, is a temporary measure taken by different Government and appropriate steps to combat the virus.

Of everything, it is businesses that have suffered the most…

 The Non-Resident Indians are the people who are of Indian descent but who settled in foreign countries with their relatives. The global economy is rising rapidly, and the Indian market is growing too. And the NRIs are getting more involved in making their financial investments in India.…

One of the preferred investment instruments in India are fixed deposits. Everyone, especially senior citizens, prefers parking their hard-earned funds in fixed deposits owing to the features such as safety, guaranteed returns, and more. The reason people rely on FDs is due to the monthly interest generated as the main or additional source of income. With some unique tools offered by the banks, you can determine the interest rates you will receive.

Despite the falling rates of FD over…

When you decide to open a bank account, there is always a dilemma between savings and current account. Although the popular one is the savings account because it helps to fulfil financial goals, the current account is in demand amongst the business accounts. They are ideal for business owners who need to conduct different kinds of banking transactions daily.

The…

Loans are the ideal way of securing additional funds and come handy during emergencies. Be it a wedding, purchasing a house, there is a loan for every requirement. However, every loan needs to be repaid timely, and this could get challenging if you do not calculate the EMIs and have a financial plan in place.

An EMI calculator is there for this exact purpose. While the interest rates could be a tough cookie to crack, calculating the overall interest and the payable amount helps decide…

If anytime you need funds for fulfilling your life goals or other emergencies, you can always opt for a personal loan. They are offered by all banks and non-banking financial companies which covers a wide variety of expenses. The best part about such an investment is you can even opt for the digital application route. The funds get disbursed within 48 hours.

Types of loans:

There are personal loans for every need. You can apply for the following…