Financial needs crop up anytime, and they come in varying forms. It may be a medical emergency, while for others, educational expenses. Sometimes a big-ticket cost can also imbalance your finances. Also, you cannot put them off until you accumulate sufficient savings. Here, a Personal Loan bridges the gap. They are an unsecured credit option that does not bind you to a specific purpose.

However, like any other credit, it comes with repayment terms. You need to pay off the borrowed…

Any business needs funds to grow and maintain sustainability. Hence, large-scale industries endure and never run out of finances. They have different means to do the same. Lenders are quick to consider their credit requests due to large-scale operations. However, medium and small-scale enterprises do not enjoy the same privilege. Despite contributing to the country's economy, they struggle with finances.

This affects their functioning and eventually leads to their downfall. To keep…

Money is a saviour, especially during fund and medical emergencies. It helps you overcome challenges and fulfil your dreams. With enough savings, you can achieve your financial goals and plan for a brighter future. Every penny saved is precious and enables you to invest in other assets for wealth creation.

All banks offer a wide range of accounts to suit your financial needs. Whether you manage your wealth for future financial goals or daily expenses, the Saving Account opening helps…

When you think about it, two-wheelers are one of the best and trusted companions all over the country. During the day or night, you see bikes on the roads. They are not just helpful for commuting, but you also use them for leisure rides, racing, long-distance travel, and off-road riding.

Thanks to banks offering a Two-Wheeler Loan to customers, it has become easier to buy a bike. It is easy to apply…

Almost all the banks offer both Current and Savings Accounts. These Bank Accounts are different from each other. People get confused about what are Savings Accounts and Current Accounts?

Savings Accounts are meant for people who want to save their money. Current Accounts are for frequent business transactions. There are other differences between the two. For example, Savings…

As India progresses towards a cashless economy, most merchants have equipped themselves to serve better. Be it restaurants, retail stores, bars, salons, or any other in-person business, the emphasis on digital payments is evident. Hence, if you are a merchant, you need to join the technological revolution to serve your customers efficiently. A big part of this digitisation is the usage of a point-of-sale system.

More commonly known as…

Banks in India offer different accounts to meet the diverse needs of customers. When opening an account, you need to understand your need to select the correct account type. You should store your hard-earned money safely. You spend lots of time and effort accumulating savings for the future and do not want it to go in vain.

A Savings Account is a common and popular financial product offered by banks. It…

Banking in India has evolved ever since the arrival of the digital age. Both young and old customers are embracing digital banking and making full use of the benefits. Imagine never having to leave your home or office to complete your banking transactions! Be it transferring funds, ordering cheque books and bank cards, or applying for loans; all get done online. 

Mentioned are all the reasons why you should consider to Personal Loan apply online. Using this facility is both simple and…

Many of us invest in assets like gold and property for the value they provide. These are often the first consideration for availing of loans. They offer an excellent opportunity to get a loan against collateral. However, there is also a risk of losing them, which is not ideal as they are valuable possessions. 

For avoiding dealing with such uncertainties, banks offer Loan against…

When you run a business, company, firm, or public enterprise, you engage in regular dealings. These require you to conduct a considerable number of transactions which is not feasible with a savings account. Moreover, maintaining a separate identity for businesses is essential to carry out transactions seamlessly.

Hence, banks provide a current account. It caters to varying requirements of…

You may have to travel abroad for different reasons, but your income sources in India still need attention. These could be in the form of rent, dividends, pensions, interests, etc. You would need a way to manage those funds within the country while you reside overseas.

The sorted way to do that is through (Non-Resident Ordinary) NRO accounts. These are the perfect avenue to manage your earnings in the home country. You get to open them as current or savings account, fixed or recurring…

Money is essential to help us accomplish our goals and keep us secure during emergencies. We must spend it responsibly and save for the future. Since most services require lots of expense, we should remain prepared with the funds and start saving from the present moment. Financial planning can save you from unexpected circumstances.

Banks offer many opportunities for investment in different financial products like a recurring deposit. You can regularly invest every month and save…

A savings account is the most primary association you have with a bank. It is the beginning of the banking journey for many. By opening it, you teach a saving habit and make your short-term funds work for you. These accounts have no age barrier. Kids can equally benefit from them. However, parents must act as a consignee until they become adults. 

The traditional account opening process takes about an hour or so. It depends on the queue, form filling time, and document processing.…

We live in a country where cars are the second-most costly purchase after a home. When you choose a car model, you need to arrange for funds to buy it. Sometimes, it may also involve sacrificing your future savings and investments. Though cars are no longer a luxury, you still require adequate savings to buy them.

When you apply for a car loan, you essentially pledge a sizeable part of…

These days, everything possible activity gets done on-the-go. Time is a constraint, and many avenues have realised this and taken over the digital space. You shop, pay bills, conduct bookings, and do so much more through mobile devices. Small and medium-sized institutions have also realised the importance of going digital and are slowly adapting. 

To aid them in their efforts, HDFC bank has introduced a suite of apps called …

Investments are an old tradition in India. Whether they refer to the older generation or the current one, every person believes in investing their money and assets to earn decent returns. They plan a lot for financial security in the future and believe in saving as much possible. The higher the investments, the better the returns.

A gold loan is a loan against the physical pledge of gold. It can…

Going on a vacation is a better way of dealing with the stresses of a hectic life. However, when a person sets out for vacation planning, there are many things involved, mainly the necessary fund planning. In general, when going for a holiday, there will be certain situations where an individual will fall short of funds and get forced to go for a very short vacation; this is where the blessing of personal loans comes into the picture. You can get a personal loan from any financial…

Almost all the banks in India offer both the current accounts and savings accounts. These bank accounts are different from each other. Many find themselves confused between the savings and current accounts. These form the significant types of bank accounts. They serve different purposes and hence, have additional features. Savings accounts are designed for the people who want to save their money in that account. Current accounts are curated for regular transactions of business…

Every individual needs to open a bank account to store, withdraw and deposit funds. After all, funds are essential to pay for medical emergencies, immediate transfer, and lots of other requirements. People take years to accumulate and earn money, but only seconds to spend it. Hence, it is vital to spend it wisely or instead invest it for making decent returns.

Many individuals travel to foreign countries to seek better opportunities like education, employment, and permanently settle…

With many products and services going online, why should payments lag? Many of us face difficulty and stress in carrying and handling excessive money wherever we go. We are always in worry and ensure to keep them safely hidden while travelling to avoid pick-pocketers. But, with the help of digital payments, we have become carefree and relieved from this concern.

There are several payment apps to receive payments directly into our bank accounts or payment accounts without hassle.…