Today, saving money has gained importance. Having a substantial amount of money saved can not only help you in meeting your financial requirements, but it can also act as a crucial source of funds in times of emergencies.

There are many ways to save money, but it is essential to keep this money aside. This problem is solved with the help of a savings account. Rapid developments in technology have allowed one to…

Credit card applications are a large part of distinguishing the best credit card users from everyone else. Not only do great users use credit cards to build their credit and get a low-interest rate on purchases, but they also use them responsibly. Those who use credit cards responsibly will have their card for several years, pay off their balances in full each month and maintain a low balance on the card.

Do you need another reason other than the security features offered by most…

When shopping for a new credit card, it’s easy to get caught up in the excitement of signing up for a prestigious brand and overlooking the details. Consequently, before applying for a new credit card, it pays to do your homework. Many cards are available on the market, each offering its unique set of benefits and features that can fit different spending habits and individual needs.

Many of these hidden benefits are things most people wouldn’t think to ask about until they read this…

You may be unaware of where to start when getting savvy with your money. From small purchases to significant investments, you always need a bit of cash handy. Luckily, there are diverse ways to save money. The market is currently flush with cash, so many different deposit options are accessible. 

These options can be excellent, but they can pose a challenge when deciding which Savings Account suits your needs and financial situation. The truth is not all Savings Accounts are created…

You might be a savvy consumer, but do you know everything about banking? Do you know how to build trust with banks so you can store more money with them and less in your pockets? If this is of your interest, it is probably because you want to save money by building a strong relationship with your bank. You want a bank that is willing to work with you.

But before you can choose the right financial institution for yourself and your family, there are some to…

From induction to expansion, business growth entirely depends on your investment. If you aspire to profit from your business, you should invest in it. A good way to raise funds for business growth is by applying for a Loan. Business Loans are specially curated to meet such requirements. Following are the reasons that prove Business Loans are a good financing option for every purpose:   

No profit sharing

There are typically two ways to raise capital: you could…

Once we start earning, we develop various aspirations. Whether buying a property or funding further education, these monetary goals keep us driven. But a lack of funds turns these desires into far-fetched dreams. To avoid such scenarios, most individuals opt for a Personal Loan. This Loan offers the needed financial assistance. It is easy to avail and gets disbursed to your Bank Account almost instantly.

But it also entails rigorous financial planning.…

Opening a Savings Account is a prerequisite for a finer banking experience. You can park your money here and earn reasonable returns. A Savings Account allows you to manage and carry out daily transactions easily. The following FAQs will guide you further on them.

How to choose a suitable Savings Account?

It is a common financial product that most banks offer. The key features remain the same, but the services and benefits differ. Explore the market and…

Savings Account is a standard Bank Account everyone holds. With a Savings Account, you can deposit your money securely and earn fair interest returns. The account allows you to make seamless payments and transactions online. However, some rules cater to Savings Account operations. The Income Tax department sets these rules.

Hence, you should abide by them to stay off the IT department's radar. Following are rules and regulations applicable to a…

Nowadays, money is an asset for fulfilling needs. It makes you financially independent and allows you to invest in different financial instruments. With so many unpredictable circumstances around the corner, it is essential to secure your future. You should invest at least 20% of your income in Mutual Funds, Stocks, Debt Funds, or other asset classes.

Demat Accounts…

Bikes are considered cost-effective amid rising fuel costs. Hence, the two-wheeler is a preferred mode of transport among Indian families. You require lesser maintenance and space than a car and can cruise through Indian roads without hassles. Whether there are clear roads or traffic congestion, you are bound to reach your destination on time.

A Two-Wheeler Loan from a reputed bank…

Of late, everything has become digital. Even financial technology has progressed significantly. It has replaced the traditional banking system to a great extent. The older, time-consuming banking procedures have become accessible…

Banks offer different account types to satisfy your needs. If you browse through the categories, you find unique benefits. They may include higher interest, value-added services, minimal balance maintenance, etc. You must understand what…

When you earn, half of your income should go towards savings. This is an ideal method for building rainy day funds and achieving financial goals. But people struggle with this prospect. They get torn between monthly expenses and…

Meeting unexpected financial expenses becomes challenging considering the inflated economy. Moreover, savings are not always sufficient to fulfill emergency needs. Availing of credit is the only feasible option in such situations. Now, banks offer different Loan options for the same. Gold Loan stands out from the rest as it lets you pledge your ornaments and get a reasonable interest rate.

Most Indians invest in gold. Hence, this is not challenging security to arrange. Moreover, the…

Your take-home salary is the total of your primary salary, deductions, additional allowances, etc. Other terms like gross salary, CTC or Cumulative Cost to Company, and net salary get linked to it. Hence, it is necessary to understand them and how they impact your income. The foundation of your salary is the basic amount you receive from the company.

The most common requirement while joining a new organization or company is to open a…

There are numerous benefits of maintaining a Bank Deposit. The money you earn and save primarily gives you decent returns, which you can use in the future. Hence, with bank deposits, you earn interest and ensure the safety of funds. It helps you get easy access to money without risks or financial threats.

Recently, India has witnessed an increase in people opening a Zero Balance Account. The government offers many attractive schemes to banks and customers to encourage them to open…

Once you have established a system, monitoring and accepting Credit Card payments is relatively simple. Here are some quick tips to help you along the way.

Choose the correct payment method

The first step is to decide when and how you want to receive the payment. You can, for instance, accept payments:

• Online
• In-person
• Using a…

In our daily lives, we make many transactions. From buying groceries to movie tickets, the list goes on. It is not always possible to carry loads of cash in such cases. Now, you could keep it safe from your end. But sometimes, factors beyond our control affects its safety. Hence, having a Bank Account is important.

Nowadays, many banking portals offer the option of Instant Account opening. You…

Financial institutions offering Loans need several documents from different applicants before sanctioning the Home Loan. This list is the same for all lenders. It also depends on the Loan purpose, amount, scheme, and individual credit profile. Following are the documents you should have handy: 

Important Home Loan documents for NRI applicants: 

• KYC establishing document
• Salary certificate signed by the employer, passport number, latest salary,…