No minimum credit report to qualify Targeted for low- to mid-income households in rural locations Income and geographical constraints Will generally include PMI, which contributes to the month-to-month mortgage payment You're a lower-income purchaser thinking about buying a house in a competent area. You have a credit rating that makes receiving other home mortgages difficult.

Armed Forces, or a relative of one, you may qualify for a home mortgage backed by the Department of Veterans…