Painting Businesses think time and material is great. Time and Material-In a nutshell, don't do it. On first glance this seems like a win-win situation. Usually when there is a job that's difficult to estimate due to unknown factors contractors will fall back once again to T&M; because, they believe they are safe. They reason to themselves and the customer when they estimate they may be higher so it really is. And they tell the client that they may save, etc, etc.…