In addition to curiosity, you may have to pay "factors," with one point equal to one p.c of the amount you borrow. Still, these loans may provide sure tax advantages that aren't obtainable with other forms of credit. If you and your lender can’t work out a plan, contact a housing counseling agency.

Chapter thirteen permits individuals with a steady income to keep their property. This chapter plan contains allowing filers to maintain a mortgaged house or automotive they may otherwise lose…