The baby boom generation-born between 1946 and 1964-is bearing down on America's retirement programs like a pre-climate change glacier. More than 78 million strong, the baby boom seems destined to crush every social program in its path. It cannot be stopped. Only a mixture of government and private solutions, such as private long term care insurance, can avert the coming disaster.

But if you really need proof that the world has an energy problem, just take a look at all the wars that…

Around us today there is a movement building, it's called the Climate Change movement. Through this movement, you have the opportunity to add your voice and be part of something big. Below are three ways that you can join the movement! And the best part is you don't need to travel far. In fact, you can stay where you are right now and take part in some of these "actions," right from where you are sitting! Timing is everything though. We have a unique opportunity. Governments are poised to…

I will guarantee that whoever you are reading this article - that right now you have a personal or business challenge that you wish were over or solved. Am I right? If not you may have a serious issue with denial.

Reduced commission is a change. If the premiums are too high it must be the agent who is making too much. We…

It's easy to be fatalistic about the climate crisis, however things are being done to assist compose a future for humankind.

There's no other way around it-- we're extremely near seeing completion of the world in real time. Well, end of the world perhaps isn't quite appropriate, but rather completion of our world. There is a fundamental misconception around the environment crisis that it implies completion of all life on Earth, drawing a dismaying near 7.2 billion years of biological…