Preparing to get a mortgage can be demanding, especially if you don't know where to start. You can get a great start simply from checking out these five excellent mortgage ideas for very first time home buyers.

1. Pay for your financial obligation.

Specifically, your charge card debt. Why? Credit card financial obligation is pricey. The average rates of interest for charge card presently is 13.8%-- that's double the 5.33% average for a 30-year fixed rate mortgage. Credit card…