Preparing to get a mortgage can be stressful, specifically if you do not understand where to start. You can get a good start just from checking out these 5 terrific mortgage ideas for very first time home purchasers.

1. Pay for your debt.

Specifically, your charge card financial obligation. Why? Charge card financial obligation is pricey. The average interest rate for credit cards presently is 13.8%-- that's double the 5.33% average for a 30-year set rate mortgage. Charge card…