Preparing to request a mortgage can be difficult, especially if you do not understand where to start. You can get a great start just from checking out these 5 fantastic mortgage tips for very first time home purchasers.

1. Pay for your financial obligation.

Particularly, your credit card debt. Why? Credit card financial obligation is costly. The average rate of interest for credit cards currently is 13.8%-- that's double the 5.33% average for a 30-year set…