Preparing to request a mortgage can be difficult, specifically if you don't know where to begin. You can get a great start simply from checking out these 5 fantastic mortgage pointers for very first time house buyers.

1. Pay down your debt.

Specifically, your charge card financial obligation. Why? Credit card debt is costly. The typical rates of interest for credit cards currently is 13.8%-- that's double the 5.33% average for a 30-year fixed rate mortgage. Charge card debt…