Preparing to request a mortgage can be stressful, especially if you don't understand where to start. You can get a good start simply from checking out these 5 fantastic mortgage suggestions for first time home buyers.

1. Pay for your financial obligation.

Particularly, your credit card financial obligation. Why? Charge card debt is pricey. The typical rate of interest for credit cards currently is 13.8%-- that's double the 5.33% average for a 30-year set rate mortgage. Charge…