Debt management plan permits you to pay your unsecured money owed — sometimes credit cards — in full, however typically at a lowered interest rate or with fees waived. You make a single fee each month to a credit counseling agency, which distributes it among your collectors. Credit counselors and bank card corporations have longstanding agreements in place to help debt management shoppers. In a DMP, you deposit cash every month with the credit score counseling group. It makes use of your…